2021 IRS Health Savings Accounts (HSA) Contribution Limits

Every year, the IRS updates their Health Savings Accounts (HSA) contribution limits. It’s important to stay up to date with these changes and be aware of how much you could be saving each year for qualified medical expenses.

Single Plan

Family Plan

Maximum Contribution Limit $3,600 $7,200
Minimum Deductible $1,400 $2,800
Maximum Out-of-Pocket $7,000 $14,000
Catch-up Contribution (55+) $1,000 $1,000


Flexible Spending Account

Dependent Care Flexible Spending Account (DCFSA)

Commuter Benefits

2021 Maximum Contribution Limit: 2021 Maximum Contribution Limit: 2021 Parking & Transit
$2,750 $2,500 $270 per month / per benefit
Maximum Carryover Amount: If filing taxes jointly, Maximum Contribution:
$550 $5,000

You can pay for a wide range of IRS-qualified medical expenses with your HSA, including many that aren’t typically covered by health insurance plans. This includes deductibles, co-insurance, prescriptions, dental and vision care, and more. For a complete list of IRS-qualified medical expenses visit or contact us to help you learn more.