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Nondiscrimination Testing: 401(k) Compliance

Nondiscrimination Testing and 401K Compliance testing is an important topic with various acronyms that are frequently encountered. Some of the common ones are: NDT: Nondiscrimination testing SMB: Small and medium-sized business, typically any company with fewer than 100 employees HCE: Highly-compensated employee NHCE: Non-highly compensated employee ADP Test: Actual deferral percentage test ACP Test: Actual contribution percentage test What […]

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