The Difference Between Fully-Insured and Self-Insured Health Plans
The main difference between fully-insured and self-insured health plans is that in a fully-insured plan, the employer pays a premium to an insurance company, which then pays for employee medical claims. In a self-insured plan, the employer pays for employee medical claims directly. Fully-insured plans are generally more expensive than self-insured ones but offer more […]
