Major 401(k) Changes for 2026: What You Need to Know About Mandatory Roth Catch-Ups
If you’re 50 or older and earning over $150,000, your retirement savings strategy is about to change whether you like it or not. Starting in 2026, you’ll lose the ability to make pre-tax catch-up contributions to your 401(k)—they’ll all be Roth, meaning you’ll pay taxes upfront. This transition could cost you thousands in take-home pay […]
Moving Expense Tax Rules HR Leaders Must Know in 2026
You must now report all relocation payments as taxable wages on your employees’ W-2s—there’s no tax-free treatment for civilians under current law. Every dollar you reimburse for moving costs gets taxed at 22% federally plus FICA, often pushing employees into higher brackets and triggering surprise April tax bills. Only active-duty military and intelligence community workers […]
How Should Employers Navigate Exempt Classifications After the DOL Overtime Rule Collapsed?
After the November 2024 federal court vacated the DOL’s overtime rule, you’ll need to traverse a complex state-by-state compliance landscape. If you raised salaries last July, you’re not legally required to maintain them in federal-only states, but rolling back creates morale risks and potential legal exposure. In the 18+ states with independent thresholds—ranging from California’s […]
